PoojaPay1
Recharge · BBPS · PAN
Recharge · Bharat Connect · PAN

Turn your shop into a digital service center

Mobile & DTH recharge, electricity bills, FASTag and PAN Card services in one powerful app, with the highest commission in the market and instant refunds.

  • Free Retailer ID
  • No monthly fee
  • Instant commission
Happy shop owner using PoojaPay1

Jio recharge successful

₹299 · Jio

Commission credited

+ ₹7.47

MSEDCL bill paid

₹1,840 · MSEDCL

Built on India’s trusted payment networks

Bharat ConnectNPCIUPINSDL e-GovUTIITSLJioAirtelViBSNLTata PlayMSEDCLFASTagBharat ConnectNPCIUPINSDL e-GovUTIITSLJioAirtelViBSNLTata PlayMSEDCLFASTag

20,000+

BBPS billers across India

99.5%

Target transaction success

Instant

Refunds on failed transactions

₹0

Registration or monthly fee

The product

One powerful dashboard for your entire business

Designed with shop owners, built with bank-grade engineering. Everything is live, fast and crystal clear.

Your shop, fully digital

  • Recharge, bills and PAN from one screen
  • Live wallet, commission and sales
  • Receipts on print, PDF and WhatsApp
Get Free Retailer ID
9:41

Good morning

Ganesh Mobile Shoppee

Wallet balance

₹12,450.00

₹186 earned today
Add money History
Mobile
DTH
Electricity
FASTag
Gas
Water
PAN
More

Recent transactions

JIO

Jio Prepaid

98xxxx4321

₹299

Success

EB

MSEDCL Bill

1700xxxx92

₹1,840

Success

PN

NSDL PAN

Ack 8810xx

₹107

Success

HomeHistoryEarningsProfile
Get started

Live in minutes, earning from day one

01

Free registration

Mobile number and OTP: your account is ready in 2 minutes.

02

Online KYC

Verify PAN and Aadhaar from anywhere, no paperwork.

03

Load your wallet

Add any amount via UPI or bank transfer.

04

Start earning

Instant commission on every successful transaction.

Why PoojaPay1

Built to be better in every way

We studied the platforms retailers use every day and fixed what frustrates them most.

Retailer serving a customer with PoojaPay1

“I have never seen refunds this fast anywhere!”

Retailer, Latur

Smart Routing

If one operator route slows down, transactions switch to another automatically.

Instant Refunds

Failed transactions are refunded to your wallet the same second.

Transparent Commission

Every rate is published openly. No hidden charges, ever.

Customer Reminders

WhatsApp reminders before plans expire bring customers back to you.

Print & Share Receipts

Thermal printer, PDF and WhatsApp receipts with your shop name.

English & Marathi

Use the entire app in the language you are most comfortable with.

Bank-grade Security

TPIN, OTP, device binding and encrypted data at every step.

24×7 Support

A responsive team that speaks your language.

Earnings calculator

How much can you earn every month?

Move the sliders to see your estimated earnings.

Daily Mobile/DTH recharges40 / day
Daily bills (electricity, gas, FASTag…)10 / day
Daily PAN applications2 / day

* Estimate: average recharge of ₹250 at 2.5%, ₹4 per bill, ₹20 per PAN. Actual commission varies by operator and scheme.

Your estimated monthly earnings

₹9,900/month

That is about ₹1,18,800 a year, from your existing shop, without any extra space.

Start today, free
Security first

Your money and your customers’ data, protected

Encrypted end to end

TLS everywhere and AES-256 encryption for sensitive data.

Aadhaar never stored

e-KYC happens on the official Protean portal; we keep only the last 4 digits.

Every rupee accounted for

A double-entry ledger that always balances, with a full audit trail.

Protected payments

Transaction PIN, OTP on new devices and duplicate-payment protection.

100% transparent

Our commission rates, open for everyone

Retailer commission rates published openly on our website. Nothing hidden.

Standard rates
Mobile & DTH Recharge
  • Jio2.50%
  • Airtel2.00%
  • Vi3.00%
  • BSNL3.50%
  • All others (incl. DTH)3.00%
Bill Payments (Bharat Connect)
  • Electricity bill₹5
  • FASTag₹3
  • All other bills₹3
PAN Card
  • NSDL PAN (per application)₹20
  • UTI Coupon₹15
From villages to cities

Digital services in every village

Where the bank is far away, your shop becomes the trusted digital center for your customers. No trips to the taluka for electricity bills, no trips to the city for a PAN card.

  • A lightweight app that works even on slow internet
  • Large buttons and a simple interface
  • WhatsApp receipts for customers
  • Instant wallet top-ups from your distributor
Digital service center in a village
Happy customer
FASTag on a car
What our retailers say

Trust that grows every day

“
I used to juggle three different apps. Now recharge, electricity bills and PAN are all in PoojaPay1, and the commission lands in my wallet instantly.
Santosh Jadhav

Santosh Jadhav

Sai Mobile Shoppee, Dharashiv

“
Since I started PAN Card services, people from the village come to my shop. I earn an extra ₹6,000 every month.
Sunita Pawar

Sunita Pawar

Pawar General Stores, Tuljapur

“
I run a network of 120 retailers. Fund transfers take two seconds and I can see every retailer’s live sales. An excellent system.
Mahesh Kulkarni

Mahesh Kulkarni

Distributor, Solapur

* Sample testimonials: replace with real retailer feedback after launch.

Distributor Program

Build your own retailer network

Earn a commission on every transaction by every retailer in your network. Live dashboard, instant fund transfers and your own referral code.

0.30%

on recharges

Up to ₹1

per bill

₹3

per PAN

Become a Distributor
Distributor with retailers

Network earnings today

₹1,946

FAQ

Frequently Asked Questions

Still have questions?

Talk to our team on call or WhatsApp. We reply in English, Marathi and Hindi.

The Retailer ID is completely free. There is no registration fee and no monthly rent. You only load the amount you want to use into your wallet.

PAN Card, Aadhaar Card and your shop address. KYC is completed fully online in a few minutes.

Immediately. As soon as a recharge fails, the amount is credited back to your wallet automatically. Our system keeps checking the status of pending transactions.

Right after every successful transaction, straight into your wallet. Commission rates are published openly on our website.

No. With NSDL e-KYC, the customer completes the application from your shop using an Aadhaar OTP. Completely paperless.

The Bharat Bill Payment System (now Bharat Connect) is NPCI’s official bill payment network. Every payment gets an official transaction ID and access to a formal complaint resolution process.

Start today and earn from day one

Free Retailer ID, KYC in 5 minutes and your first recharge the very same day.